India is the home to the fourth biggest populace of moguls in the Asia Pacific locale, with more than 2 Lakh+ such High Networth Individuals (HNI) in the nation. While you may ponder what makes one HNI, there is no standard advanced, as the meaning of HNIs shifts with the topographical zone.
Who’s HNI? Wikipedia says people with budgetary resources (barring their main living place) with esteem more noteworthy than US$1 million are considered as HNI. In the Indian setting, people with over Rs.20 Lakh in excess/reserve funds or Rs.6 Cr in resources “perhaps” considered as HNI.
So, banks are happy to offer unique Travel and Lifestyle benefits to such HNI’s who are probably going to spend a ton on Travel, shopping and the sky is the limit from there.
1. HDFC Bank Diners Club Black Credit Card
With its worthwhile 10X reward focuses program, its without a doubt the #1 Credit card in India starting at now. The 10X Program continues getting reached out since recent years and you may anticipate that it should keep going ahead. Indeed, even without the 10X focuses, it accompanies a 3.3% reward rate of course on all retail txn’s which is adequate. The Points can be reclaimed for flights, energizes, and so on.
2. HDFC Bank Infinia Credit Card
HDFC’s most Prestigious Infinia Credit Card accompanies a credit breaking point of Rs 8 Lakhs or more and the one of a kind NPSL* (No Pre-set Spending Limit) include makes it emerge. Aside from that, it accompanies Unlimited Lounge access for essential and auxiliary cardholders by means of Priority pass program with 3.3% reward rate naturally which makes it a standout amongst the most wanted Visas to hold in India.
The 5X/10X prizes program are getting prominent nowadays with HDFC which builds the reward rate to 16.5% with chose accomplices.
3. Citi Bank Prestige Credit Card
There are not many who hold this card in India, principally in light of the obstruction with high joining charge. Reclaiming the focuses for Airmiles and inn dependability programs is its extraordinary component. Additionally, with Unlimited Lounge Access by means of need go for essential and 4 Add-on cards make it worth a ton.
4. Indeed Bank Exclusive Credit Card
Indeed Bank is another Entrant in charge card space by 2016, eyes #3 opening in 4 years as they’re forceful in gaining clients. With Yesbank Exclusive charge card, you get practically the majority of the highlights that you get with HDFC Infinia, particularly the Unlimited Lounge access on essential and extra cardholders.
5. Amex Platinum Charge Card
Amex is known for its phenomenal client administration and with American Express Platinum Charge card, you can profit “Do Anything” Platinum Concierge administrations which encourage you to spare a great deal of time in arranging your outing on the off chance that you travel frequently. Their Visa administrations are very great as well.
You get Unlimited Priority Pass to relax Access for Primary + one Add-on card more seasoned. Aside from this, you additionally gain admittance to Delta Sky Club global parlours also with direct card swipe.