If you are in those tax payers who have not got any notice of tax demand then do not worry because now your refund can not be adjusted with outstanding demand without a prior notice. According to the income tax act, a valid notice has to be given to the taxpayer before making any adjustments against the demand. A notice…
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Employees provident fund of India (EPFO), has allotted a unique number called Universal Account Number (UAN). This UAN number is a multifunctional in nature, acts as unified number for different Member Identification Numbers (Member ID) which is allotted by different establishments to an individual. This linking of different Member Ids to an allotted UAN will provide help to view all…
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Credit card statement is sent to a credit card user at the end of the month via courier or via email. The statement sent in each billing cycle when there is activity or outstanding balance on the account. It is a monthly summary of a credit card’s billing cycle. In case of no activity in the account, no statement is…
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The agreement of protection takes after the standard of uberrima fides, which means most extreme confidence. The odds of your claim getting rejected are high on the off chance that you don’t give the significant data which is required by the insurance policy or don’t provide the correct information. Life insurance is an agreement which guarantees death benefits upon the…
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Employees Provident Fund (EPF) is a sparing apparatus that we as a whole not only like just in light of the fact that it gives ensured tax-exempt returns because we realize that our employer also adds an equivalent add up to the PF kitty consistently. In any case, imagine a scenario wherein your PF does not mirror your manager’s commitment…
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Recently many of us might have received a message from the banks we have opened our accounts with, asking us to upgrade our credit or debit cards. There is a high chance that you might have received it but ignored it, thinking it’s a spam. But, it is not a spam at all. This is an important message circulated by…
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Every bank wants their customers to keep a minimum balance either on a monthly or a quarterly basis in their savings account. If you fail to keep the minimum balance in your savings account, then you might be liable for some penalty charges. However, every bank has different sets of minimum balance rule though. Every savings account rule says that…
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If you have filled your ITR return form and submitted it, then you must be waiting to check the status of the ITR return file. Well, you can definitely do that but only after the return has been filled and verified thoroughly. It is advisable to check the status of the ITR return to make sure that it has been…
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You are eligible for income tax returns if the tax paid exceeds your liability. For this, the payer needs to document and file the returns. E-filing is an effective way to check the status of your returns. This article will also show you various situations where your returns can be denied and the points to be kept in mind while…
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When you know the cash involves risk, it is important to keep in mind certain measures to protect yourself. Thefts around an ATM are an easy target and usually heard about in newspapers. When you handle cash in open spaces like an ATM, there are chances it is risky. You must safeguard your life and the cash you carry with…
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